Seligman Harvester Fund Fact Sheet

FUND MATERIALS

Past performance is no guarantee or indication of future results. The rate of return will vary and the principal value of an investment will fluctuate. Shares, if redeemed, may be worth more or less than their original cost. Performance does not reflect the effect of sales charges, fees, or taxes. If such charges were included, performance would be lower. Return figures reflect any change in price per share, and assume the reinvestment of dividends and capital gain distributions, if any.

From April 1, 2005 through April 30, 2009, Seligman has contractually undertaken to waive its management fee and/or to reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.25% per annum of the Fund’s average daily net assets. From May 1, 2009 through December 31, 2010, Seligman has contractually undertaken to waive its management fee and/or reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.75% per annum of the Fund’s average daily net assets. Other waiver/reimbursement arrangements were in effect since inception of the Fund. Absent these reimbursements and fee waivers, the Fund’s returns would have been lower.

IMPORTANT PERFORMANCE INFORMATION
Performance data quoted herein represents past performance. Past performance does not guarantee or indicate future results. Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. Total returns of the Fund as of the most recent month-end will be made available at Current Fund Returns by the seventh business day following that month-end.

Return figures reflect any change in price per share, and assume the reinvestment of dividends and capital gain distributions, if any. Average annual total return figures for Class A shares are calculated without and with the effect of the initial maximum sales charge. The average annual total returns (with sales charges) for all periods presented for Class A shares reflects the maximum initial sales charge of 5.75% that went into effect January 7, 2008. Effective June 4, 2007, there is no initial sales charge on purchases of Class C shares. The chart and tables do not reflect the performance of Class B or C shares, which would differ due to different sales charges, fees and expenses. Return information on Class B or C shares are available here.

A WORD ABOUT RISK

The stocks of mid-capitalization companies may be subject to above-average market-price fluctuations. A portfolio with fewer holdings may be subject to greater volatility than a portfolio with a greater number of holdings. The products of technology companies may be subject to severe competition and rapid obsolescence, and technology stocks may be subject to greater price fluctuation, government regulation, and limited liquidity as compared to other investments. There are specific risks associated with global investing, such as currency fluctuations, foreign taxation, differences in financial reporting practices, and rapid changes in political and economic conditions. Investments in real estate securities may be subject to specific risks, such as risks to general and local economic conditions, and risks related to individual properties. Seligman U.S. Government Securities Fund may invest in securities that are not guaranteed by the U.S. Government. These securities may have increased credit risk, including, but not limited to, the risk of non-payment of principal or interest. Fixed income securities are subject to interest rate risk, credit risk, prepayment risk, and market risk. High-yield securities are subject to a greater risk of loss of principal and interest than higher-rated, investment grade fixed income securities.

To the extent that the Fund has a substantial percentage of its assets exposed to an industry through its investment in the Underlying Seligman Funds, the Fund’s performance may be negatively affected if that industry falls out of favor.

Diversification does not assure a profit or protect against loss in a declining market.

There is no guarantee that the Fund’s investment goals/objectives will be met, and you could lose money.

A WORD ABOUT THE UNDERLYING FUNDS

Underlying Fund Allocations shown above are the Fund’s actual allocations (shown as a percentage of the Fund’s portfolio) as of September 30, 2008. Such allocations may or may not represent the target allocations contained in the prospectus, and are subject to change. Actual allocations have historically varied and will vary in the future.

The Fund may change its target allocations for each Underlying Seligman Fund at any time if Seligman believes that doing so will better enable the Fund to pursue its investment objective. The Fund may also change the Underlying Seligman Funds to which it will allocate its assets depending on Seligman’s outlook on the economy, financial markets in general, and factors related to the asset classes in which each Underlying Seligman Fund invests.

Investments by the Fund in the Underlying Seligman Funds involve risk, including the risk of loss of principal. An investor in the Fund will indirectly bear the operating expenses of the Underlying Seligman Funds in which the Fund invests. Thus, the expenses borne by the investor will be higher than if he or she invested directly in the Underlying Seligman Funds, and the returns may therefore be lower.

Seligman is waiving all or part of its investment management fee and/or reimbursing Fund expenses for Seligman Core Fixed Income Fund, Seligman LaSalle Monthly Dividend Real Estate Fund and Seligman International Growth Fund. In addition, from time to time, Seligman has made payments to, or reimbursed expenses or waived investment management fees of, other Seligman Mutual Funds. Seligman may implement or discontinue voluntary expense reimbursements of fee waivers at any time. Absent such reimbursements, payments, or waivers, returns would have been lower.

On November 7, 2008, RiverSource Investments, LLC (“RiverSource Investments”) completed its acquisition of J. & W. Seligman & Co. Incorporated. In addition, at special meetings held earlier in November 2008, the shareholders of each Seligman Mutual Fund approved a new investment management services agreement between each such Fund and RiverSource Investments and, if applicable, new subadvisory and delegation agreements. With the completion of the acquisition and the approval of these new agreements by shareholders of each Seligman Mutual Fund, RiverSource Investments is the new investment manager of the Seligman Mutual Funds effective November 7, 2008.

Seligman Asset Allocation Balanced Fund
(Formerly Seligman Harvester Fund)

FUND OBJECTIVE AND STRATEGY:
Seeks capital appreciation and preservation of capital with current income and growth of income by allocating its assets among select Seligman Mutual Funds (Underlying Seligman Funds) that invest in medium- and large-capitalization and dividend-producing domestic and international equity securities supplemented by an allocation to real estate securities, domestic fixed-income securities, and cash and cash equivalents.

Intended for investors who seek current income from their capital, growth of income and growth of capital over time. The Fund is also intended for those seeking a diversified, balanced portfolio with exposure to equity and fixed-income securities.

PORTFOLIO MANAGEMENT

Portfolio Manager:
Charles W. Kadlec

FUND STATISTICS
As of September 30, 2008
Inception January 10, 2000
Total Net Assets $14 million

ASSET ALLOCATION
As of September 30, 2008

US Large-Cap Domestic Equity

35.2%

US Mid-Cap Domestic Equity

9.8%

Int'l Large-Cap International Equity

9.5%

US Government/Cash

10.1%

High-Yield

9.6%

Investment Grade

9.9%

Real Estate Securities

15.9%

Asset allocations are shown as a percentage of the Fund’s portfolio.

UNDERLYING FUND ALLOCATION
As of September 30, 2008

Each Underlying Seligman Fund is shown with its actual allocation as percentage of the Fund's assets as of 9/30/08.

Seligman LaSalle Monthly Dividend Real Estate Fund

15.9%

Seligman Large-Cap Value Fund

12.3

Seligman Growth Fund

12.0

Seligman Common Stock Fund

11.1

Seligman Core Fixed Income FUnd

9.9

Seligman Capital Fund

9.8

Seligman High-Yield Fund

9.7

Seligman International Growth Fund

9.6

Seligman Cash Management Fund

5.1

Seligman U.S. Government Securities Fund

5.0

AVERAGE ANNUAL TOTAL RETURNS
As of September 30, 2008


		1 Year %	3 Year %	5 Year %	Since Inception* %

	CLASS A without sales charges	(20.53)	(0.45)	3.96	(0.97)

	CLASS A with sales charges	(25.09)	(2.37)	2.73	(1.64)


*Inception 10/1/00.

GROWTH of $10,000
(Class A Without Sales Charges: 1/10/00 (Inception) - 9/30/08)

The chart does not reflect the performance of Class B or C shares, which would differ due to different sales charges, fees and expenses. See Important Performance Information below.

Annual Fund Operating Expenses
(Expenses that are deducted from Fund assets)

(As of percent of Net Assets) Class A
Shares Class B/C
Shares

Total Gross Operating Expenses¹ 2.19% 2.94%

Less: Contractual Fee Waiver/Expense Reimbursement² 0.46 0.46

Net Operating Expenses(after Fee Waiver/Expense Reimbursement)¹ 1.73 2.48

¹Includes 1.48% for Underlying Fund fees and expenses.

²From April 1, 2005, through April 30, 2009, Seligman has contractually undertaken to waive its management fee and/or to reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.25% per annum of the Fund’s average daily net assets. From May 1, 2009, through December 31, 2010, Seligman has contractually undertaken to waive its management fee and/or reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.75% per annum of the Fund’s average daily net assets. Other waiver/reimbursement arrangements were in effect since inception of the Fund. Absent these reimbursements and fee waivers, the Fund’s returns would have been lower.

NOT FDIC INSURED . NOT BANK GUARANTEED . MAY LOSE VALUE

This information is authorized for use only in the case of concurrent or prior delivery of the offering prospectus of the Fund. You should consider the investment objectives, risks, charges, and expenses of a Fund carefully before investing. A prospectus containing information about a Fund (including its investment objectives, risks, charges, expenses, and other information about the Fund) may be obtained here. The prospectus should be read carefully before investing in a Fund.

Effective November 7, 2008, J. & W. Seligman Co. Incorporated ("Seligman") was acquired by and became a wholly-owned subsidiary of RiverSource Investments, LLC, which is a subsidiary of Ameriprise Financial, Inc. As a result of the acquisition, Seligman's investment advisory contracts were transferred to RiverSource Investments and Seligman Advisors, Inc., a subsidiary of Seligman, was added as a principal underwriter and distributor of the RiverSource mutual funds.

Seligman mutual funds are distributed by Seligman Advisors, Inc., member FINRA, and managed by RiverSource Investments, LLC. Seligman Services, Inc. provides services to fund shareholders. Seligman Advisors, Inc. and Seligman Services, Inc. are wholly-owned subsidiaries of RiverSource Investments, LLC. These companies are part of Ameriprise Financial, Inc.

800.221.2783

MUTUAL FUND PERFORMANCE & HOLDINGS

RETIREMENT LITERATURE & FORMS PRODUCTS & SERVICES

ADVISOR SITE

	(As of percent of Net Assets)	Class A Shares	Class B/C Shares

	Total Gross Operating Expenses¹	2.19%	2.94%

	Less: Contractual Fee Waiver/Expense Reimbursement²	0.46	0.46

	Net Operating Expenses(after Fee Waiver/Expense Reimbursement)¹	1.73	2.48

¹Includes 1.48% for Underlying Fund fees and expenses. ²From April 1, 2005, through April 30, 2009, Seligman has contractually undertaken to waive its management fee and/or to reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.25% per annum of the Fund’s average daily net assets. From May 1, 2009, through December 31, 2010, Seligman has contractually undertaken to waive its management fee and/or reimburse the Fund’s expenses to the extent that the sum of the “management fee” plus “other expenses” (but not including any 12b-1 fees or Underlying Fund fees and expenses) exceeds 0.75% per annum of the Fund’s average daily net assets. Other waiver/reimbursement arrangements were in effect since inception of the Fund. Absent these reimbursements and fee waivers, the Fund’s returns would have been lower.